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No. Each Medicare Advantage Plan is different. Although all Medicare Advantage Plans must cover at least the Medicare Medically-Necessary Services, Medicare Advantage Plans can charge different deductibles, offer co-payments (for instance $30 per office visit) or various co-insurance terms (such as 20% of the procedure cost). Some Medicare Advantage Plans have a limit on how much you can spend in a year and some MAs do not have a limit on spending. Medicare Advantage Plans also offer additional services like eye care, dental care, and fitness programs.
Bottom Line: Be sure to understand the coverage before enrolling – if you are unsure, ask questions or telephone Medicare at 1-800-633-4227 for assistance.