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No. A person must meet a few conditions to eligible for a Medicare Advantage Plan. If you wish to enroll in a Medicare Advantage Plan (a MA or MA-PD), you must be:

  • eligible for Medicare,
  • enrolled in both Medicare Part A and Medicare Part B (you can check this by referring to your Red, White, and Blue Medicare Card),
  • live within the Plan’s service area (which is county-by-county – not state-by-state), and
  • not have End-Stage Renal Disease (or ESRD).
    • For example, if you and a friend both have Medicare Part A and Part B, but live in different counties, your friend my be able to join a Medicare Advantage Plan that has a prescription drug benefit (MA-PD) with a $0 monthly premium. However, this same MA-PD may not be available in your county a few miles away.


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Remember that a Medicare Advantage Plan is not the same as a Medicare Supplement. A Medicare Supplement works in addition to your Original Medicare coverage and a Medicare Advantage Plan works in place of your Original Medicare and may provide additional features.

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